Polynesian community report on Banking Overdraft Schemes

Community reports warn against leaching Banking Overdraft Schemes. No one knows actually "Why" a bank would try something so desperate against it's public customers, except that perhaps small accounts with under a few thousand dollars are just not good enough to keep Bank CEO's fat. The scheme works on resquencing transactions, which means the bank posts transactions in the order that benefits fees, possibly costing a single low account customer hundreds of dollars in overdraft. There's plenty of news online of law suits against Bank of America, Chase, and in 2012 on First National Bank.